Buy a Laptop
Loans For Laptops in India
Oct 10th
Laptops are essential for those working in a fast paced environment, where the latest technology makes a world of difference to the final product of your business. Sometimes you have to live out of the nine to five routine and need something with you while you’re on the go. This is where laptops create a niche within your personal life, something which a desktop computer can’t fill.
Owning a laptop can be seen as a want not a need. For those who need a laptop for educational or work purposes getting a brand new laptop may be essential, especially if you don’t want it to break down on you. But if you have a fixed budget there are different options to explore before buying a laptop.
After deciding on the priority that a laptop would have in your lifestyle, the next challenge is to sit with someone who is knowledgeable about laptops and narrow down the features you would like your laptop to have. Laptop companies in India like Dell, Toshiba, Lenovo, HP Compaq and others have large diverse markets in. Besides these multinationals, there are other local players who are slashing prices to stay in league with the big players. Indians view laptops as luxury items which symbolize a person’s status in society.
Laptops in India command a huge market. With a growing demand for the latest laptops by a new breed of entrepreneurs, old versions of laptops are readily available at a decent price. However laptops are still expensive and if money is a concern you can get a loan from banking institutions to help you with your finances. Indian banks like ICICI and Citibank offer loans to its valued customers with an attractive low interest rate. Most laptop companies have started conducting surveys to find out peoples needs and the amount they are willing to spend.
By offering loans and lines of credit, banks and credit card companies have an outlet to invest their money. By offering an additional 10 per cent discount on the retail, this could end up getting you a cheaper price than paying cash and getting the financial institution more customers. To qualify for a loan you most often would need to send them a copy of your income and proof of residence while banks will have different forms of identification they would need. These are fairly easy processes with hardly any hassles. Laptops can be purchased through these outlets but you have to check all the options and decide which one would suit you best.
If you are purchasing the laptop for a business or work, trust yourself to be able to pay off the loan. As loans these days are flexible with EMIs and repayment styles you can choose what best fits your pocket. Go to a few banks before you decide on the final bank. Read through every minute detail you sign and once done do not stress yourself with it. A laptop is an asset at any given time and if it ups your performance, you can rest assured of taking a loan for it.
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How To Buy A Laptop
Oct 8th
Laptops are essentially for those who work while on the move or for those with extra change to spare. Most often seen as a luxury item, laptops don’t necessarily have to burn a hole in your pocket. For that you need to have excellent bargaining skills and spend some time studying the laptop market. Portability and performance are a laptops main characteristic for anyone, from a business perspective to a college student.
A few criteria have to be kept in mind when deciding on a laptop.
Brand – Are you brand conscious? Does a logo or the sticker matter to you? If so, then you have to be ready to shell out some cash. In India, there are various manufacturers for laptops. From multinationals to local dealers the choices are many.
Size and weight – The best feature is the easy mobility of a laptop compared to a PC. Look for a laptop whose weight you’re comfortable with. If you intend on buying a 17-inch laptop decide if you’re OK with the screen size as they are difficult to carry. A 14-inch screen is generally accepted.
Processor – Figuring out the purpose of your laptop is crucial to your final purchase. Look for one which has a dual-core processor. Intel’s Duo and Core 2 Duo processors are powerful processors especially when multitasking. They improve performance and make it more efficient. If you want a laptop for the basic functions like email and internet you don’t need a laptop with all the latest gizmos.
Battery life: Check the battery life of the laptop with the manufacturer for a standard battery. You need to get a battery which lasts for the basic two hour period in normal circumstances. Purchasing a second battery comes in handy during long distance travel.
Warranty: Almost every laptop company provides a good warranty period of one and sometimes two years. If the company offers an extended warranty take up this offer, as laptops being portable undergo a lot of wear and tear. This can lead to damage and replacement of parts.
European and North American countries have moved on from a Pentium III to a Pentium IV. With the result that some Indian importers are buying Pentium III processors in bulk as their European counterparts want to get rid of their old stock and make way for the latest in technology. There is nothing wrong with the PIII and it even brings the cost of a laptop down.
If you are extremely tech savvy, then yes it may revolve at the back of your head. But if you need a laptop to serve your business and personal needs then jump for it. Also keep in mind, that technology is continuously getting upgraded. Take the example of a Maruti 800, it was in almost every household years ago, but now the market is inundated by premium cars with the latest in technology. Attracting the new buyer. That does not mean a Maruti does not function any more like it used, it is very well and there and rocking. Now it is up to the buyer to think what he want, economy, class or technology. At the end of day, they will serve him the same purpose.
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